Available parameters for lists below
- Homeowner type
- Loan type
- Rate type
- Frisco score modeled / actual
- Mortgage amount
- Home value
- Mortgage date
- Lender name
- Lender type
- Length of residence
- Loan to value %
- Revolving debt load
- Trade lines
- Geographic locations
- State,county,zip code,area code,city
NON PRIME LENDER SELECT DATA
These homeowners have deeded with a typical sub prime lender and allow you to hand pick which lenders to go after. These homeowners have ample equity and seasoning on their first mortgage.
ADJUSTING ARM ALERT DATA
These homeowners are about to have their 228 prepayment penalty time period expire within 90 days. These homeowner’s rates can adjust by as much as 5% when they adjust.
Mortgage trigger leads are hard inquiries into a person’s credit report generated daily. These consumers have just had their credit checked within the past 7 days, specifically for a mortgage loan approval.
Mortgage trigger data is one of the most sought after data products in the mortgage origination industry. They allow you target prospects that have already shown an interest in completing a mortgage transaction.
The problem is that the pricing structure in most cases is such that only the larger companies can afford to take advantage of this product. Vendors have typically required buyers to make large monthly commitments, often tens of thousands of dollars, in order to be able to purchase this data.
WSL’s turnkey direct mail packages with express postage (2 day delivery to homeowners) produces the highest return on investment. In addition, all mortgage trigger leads are filtered and scrubbed against the "do not call list" prior to purchase, so each person receives a pre-approval offer of credit. Simply give them a better offer and watch your closing ratios go through the roof.
There simply is no better leads service than this. The source and integrity of this data is unmatched!
This database contains homeowners that have deeded with a typical sub prime lender and have an adjustable rate mortgage, likely to expire and adjust, either from a 228 or 327 loan program. This database is the most targeted approach towards marketing to non-prime homeowners with an ARM about to roll out of their prepayment penalty time period.
This database contains homeowners with good credit scores, above 640. These homeowners are quick and easy to the closing table. Customize this database to fit your requests of ample debt load and equity position to work with.
CREDIT SCORED DATA - compliance paperwork must be filled out prior to order
This data and time stamped data is coming directly from the credit bureau. This data is an actual snap shot of the homeowners’ credit report. This data is the highest quality as a result. Set your exact Frisco ranges you wish to work with
Looking for consumer bankruptcy information? Our consumer bankruptcy database contains more than 24 million individual and corporate bankruptcy filings, dispositions and current status records. Search by location, date, chapter, status and more.
MORTGAGE LATE DATA
Make a pre-approved offer to either prime or sub prime refinance candidates who have at least one recorded late payment on their mortgage in the past twelve months. Quite often, a late mortgage payment is a sign of impending financial difficulty, therefore these homeowners are very likely to respond to a debt consolidation or cash-out offer.
REVERSE MORTGAGE DATA
Golden Homeowners seeking a better quality of life are great prospects for Reverse Mortgages. Use our exceptional and accurate data to reach homeowners who can qualify for a reverse mortgage. Set your desired age, income, mortgage amount, and home value to your specific needs
These homeowners have all deeded with a typical sub prime lender, with modeled Frisco scores between 520-640. These consumers have ample equity to work with and respond well to advertisements.
FHA / VA DATA
This database is compiled and updated monthly from county clerk and tax assessors’ office in 38 states. HUD data used to target Government loans in urban as well as rural areas, is then appended quarterly. This compiling system allows WSL to create mortgage lead files that are segmented by underwriting guidelines and estimated credit variables.
PROPERTY TAX LIEN DATA
These homeowners have underpaid escrow and have not paid their property taxes. These homeowners need assistance to get these paid off right away.
ADJUSTABLE RATE MORTGAGE DATA
These homeowners have a variable rate mortgage and are affected by interest rate fluctuations. Set the time when the homeowner took their arm loan out to go after those 1,3, and 5-year loan programs.
2ND MORTGAGES / HELOCS (HOME EQUITY LINE OF CREDIT)
Homeowners like to get second mortgages when the interest rates rise, because they would rather not have to refinance their low rate 1st mortgage. Get signed up now before the lead prices increase. These are leads that come straight from the consumer online. Americans want access to cash and 2nd mortgages are great avenues for homeowners to access cash quickly. Applicants are completing forms online for both variable rate credit lines and fixed rate 2nd mortgages.
Numerous loan officers are turning to purchase leads and finding an underutilized resource to supplement their business and diversify their offerings to reduce reliance upon doing refinance loans. Some brokers have found purchase to be so strong that they've almost abandoned refinance entirely, wishing they had made the move sooner. This database allows you to target renters with specific: age, income, and length of renting.